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Book Review: Ordinary People Extraordinary Wealth
It has taken me a while to get up some book reviews with my internet messed up plus the insomnia (I try not to get on the computer because it's so bright that I def. won't go to sleep). Anyway...
I have to say that I really enjoyed this book. It is about ordinary people that have made smart choices along the way in life to amass a great sum of money. They aren't business owners or did anything that we couldn't do, so I think that is why I enjoyed it the most.
It goes through I think 8 or 9 things that they have done (the majority) to get from where they started to where they are at the time of the writing. I think the people interviewed have at lease 500k in savings. They are around 50yrs old. And they still carry a mortgage that they have no intention of paying off (I thought this was interesting, but after reading why it made sense).
These people also don't keep all their eggs in one basket (thing Enron), they don't obsess over their money, they do like to watch the news or read about what's going on in the world, but they don't switch their stock every 10min because of something they heard on the news.
My favorite parts of the book were the parts when the interviewees gave their insight into how they made it where they are, what they wish they had done sooner (saved earlier), and what they think helped them the most (investing and living below their means). It is encouraging because some of the people that started late, let's say 37yrs old, were still able to make out pretty well by the time they were say 65, so although they regret not starting sooner, it's not too late.
I read the millionaire next door also, I like this more because it was partly in the people's own words.
You can buy it here>>> Ordinary People, Extraordinary Wealth: The 8 Secrets of How 5,000 Ordinary Americans Became Successful Investors--and How You Can Too
And if you have any questions/comments, don't be afraid to leave them!
Insomnia
It is driving me insane. This has been my pattern for the last 4 days.
Sleep 2 hours, up 4 hours, sleep 2 more hours
Up 24 hours, sleep 1 hour
Up for till around 1am, crash till (8), so about 7 hours of sleep which is great
but now I have been up for about 24hours again
It is driving me insane! Almost literally.
I think I crashed that one day because I had been up for 24hours plus I did spin.
I would workout, but being that my sleep is off, it would actually be more of a hindrance for me to go to the gym because I would have to interrupt my sleep to go!
I have tried Magnesium, Melatonin. and Milk
I have tried eating a full meal (which makes me sleepy)
I don't feel stressed, my mind is not going a mile a minute
Unisom works sometimes to get me at least 5 straight hours, but the stupid store is out
Other than the anemia, nothing is wrong. I just had an appointment 2months ago with blood work and I may not be as anemic anymore because I have been taking that stupid iron he prescribed.
I know I will not make it to the gym now since I am sleep deprived. It closes in 2hours. I was going to go 5hours ago, but my body is really tired and my legs hurt. Probably from being up on them sporadically for 24hours straight. Or tossing and turning, and forcing myself to try and sleep (hip bones hurt)
Maybe if I ever get to sleep, the next time I wake up I can do a DVD like 30 day shred to help wear me out.
Sorry to ramble, but this is ridiculous!
Can you all think of anything easily accessible that I havent tried?
Sleep 2 hours, up 4 hours, sleep 2 more hours
Up 24 hours, sleep 1 hour
Up for till around 1am, crash till (8), so about 7 hours of sleep which is great
but now I have been up for about 24hours again
It is driving me insane! Almost literally.
I think I crashed that one day because I had been up for 24hours plus I did spin.
I would workout, but being that my sleep is off, it would actually be more of a hindrance for me to go to the gym because I would have to interrupt my sleep to go!
I have tried Magnesium, Melatonin. and Milk
I have tried eating a full meal (which makes me sleepy)
I don't feel stressed, my mind is not going a mile a minute
Unisom works sometimes to get me at least 5 straight hours, but the stupid store is out
Other than the anemia, nothing is wrong. I just had an appointment 2months ago with blood work and I may not be as anemic anymore because I have been taking that stupid iron he prescribed.
I know I will not make it to the gym now since I am sleep deprived. It closes in 2hours. I was going to go 5hours ago, but my body is really tired and my legs hurt. Probably from being up on them sporadically for 24hours straight. Or tossing and turning, and forcing myself to try and sleep (hip bones hurt)
Maybe if I ever get to sleep, the next time I wake up I can do a DVD like 30 day shred to help wear me out.
Sorry to ramble, but this is ridiculous!
Can you all think of anything easily accessible that I havent tried?
hey ladies
i was without internet for a while. i have a video and several book reviews coming up so stay tuned... it's time for me to go to bed here, but i will update as soon as i wake up if this mess doesnt happen again
Finances...
I was able to update my Freedom fund bar at the very bottom of the page. I hit the mark for this month.
As far as the decorating budget, I haven't hit it yet. I might be able to put a little towards it, but DH and I want to try to go to Egypt so I feel it would be better to try to put that money towards an experience we can enjoy together instead of more stuff for a house (its our forever house hopefully so there will always be time for that). We will see how the end of the month pans out.
As far as $600 a month...that's a bust, LOL. You would think by now I would just change it to a more managable amount. The problem is, I end up finding these deals, like Louboutins on consignment.... I mean come on....
So I am kinda buying once in a lifetime things, they just seem to come up because I LOOK for them which could be a huge problem.
The next 2 months are a bust because my DH's bday is next month, valentine's day (not a big expense but we still like to celebrate), and our anniversary (9yrs), morrocco and egypt are in March but I will still try to keep it managable.
Lets just say my goal for the next 2 months are to hit the freedom fund and the decorating goals (not in march though,maybe).
As far as the decorating budget, I haven't hit it yet. I might be able to put a little towards it, but DH and I want to try to go to Egypt so I feel it would be better to try to put that money towards an experience we can enjoy together instead of more stuff for a house (its our forever house hopefully so there will always be time for that). We will see how the end of the month pans out.
As far as $600 a month...that's a bust, LOL. You would think by now I would just change it to a more managable amount. The problem is, I end up finding these deals, like Louboutins on consignment.... I mean come on....
So I am kinda buying once in a lifetime things, they just seem to come up because I LOOK for them which could be a huge problem.
The next 2 months are a bust because my DH's bday is next month, valentine's day (not a big expense but we still like to celebrate), and our anniversary (9yrs), morrocco and egypt are in March but I will still try to keep it managable.
Lets just say my goal for the next 2 months are to hit the freedom fund and the decorating goals (not in march though,maybe).
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